Nicola is considered a leading expert in Public Health and associated Mortality, Morbidity & Longevity risk.

She is a member of The Royal College of NursingThe Royal Society of Medicine.  Nicola is also an affiliate member of The Institute & Faculty of Actuaries where she sits on The Health & Care Board, is Chair of the Diabetes Working Party, Deputy Chair of the Antibacterial Resistance Working Party and in early 2020, she joined the Covid-19 Action Taskforce as a prominent and founder member of the non-affiliated Covid-19 Actuaries Response Group.

Previously a member of a number of peer review panels for various journals including the British Medical Journal & the Journal of Epidemiology & Community Health, in 2013 Nicola was lead author of a paper in the British Actuarial Journal and continues to regularly write for the Actuary Magazine and The Longevity Bulletin.  She has managed the Combined Mortality Service since 2012 and as editor of the bulletin has published over 10,000 pages of analysis and review.


Nicola continues to regularly speak and present her work at events for and on behalf of clients and to wider public audiences.

Prior to co-founding Medical Intelligence, Nicola worked for the NHS for 19 years specialising in Public Health. This followed many years in senior roles in Intensive Care Nursing and Paediatrics.

In 1998 Nicola was recruited to Australia and led the setup and development of a brand new ward in a Queensland hospital.  

Subsequently back in the UK, Nicola oversaw the review into the clinical guidelines and the physical workspace and resources within a level 3 neonatal intensive care unit for the NHS.

Nicola trained as a nurse and subsequently studied at Homerton College University of Cambridge, graduating with a PgDip in Neonatal Special and Intensive Care followed up with a BSc (Hons) in Public Health (Specialist Community).

Nicola has also studied Epidemiology with the London School of Hygiene & Tropical Medicine and Statistics.

In 2007 Nicola Co-founded Medical Intelligence and now leads a small team who provide ongoing research and support.

Through Medical Intelligence, Nicola has supported actuaries from many of the leading Consultancies, Pension & Insurance companies

in Europe and the US.

Her work has been used with underwriting, annuity pricing, product development as well as internal model calibration to fulfil regulatory requirement and she regularly works in partnership with internal client teams.


Nicola has been heavily involved with teams working on pandemic risk modelling, behavioural economics, is regularly involved in reviews of calibration of internal mortality and morbidity models and as part of an expert panel looking at alzheimer’s & dementia.


©2020 Nicola Oliver